Expert financial guidance tailored to your unique goals
Meet our founder
Expert financial planning with Richard
With over 20 years of experience in the financial industry, Richard has built a career helping individuals and businesses achieve their financial goals. Backed by an MBA and senior management experience, he offers expert guidance on creating strategies for success. Richard leads a dedicated team of financial professionals who pride themselves on delivering customized solutions tailored to their clients’ unique needs.
Our services
Financial planning
Tax planning & reduction strategies
Roth IRA conversion & alternatives
Tax-efficient legacy planning
How it works
Consultation
Begin with a conversation where we understand your financial needs and vision.
Strategy
Get a customized financial plan tailored to your goals and needs.
Execution
Our team implements the strategy with ongoing reviews and proactive support.
Review & Adjust
Refine the financial strategy with reviews to ensure it stays aligned with evolving goals.
Thinking about converting your retirement plan to a Roth IRA?
Many retirees convert their 401(k) or traditional IRA to a Roth IRA. But what if there’s a better way? Get helpful insights so you can make decisions with greater confidence.
Thinking about protecting your retirement from long-term care costs?
Get clear, practical insights to understand how long-term care fits into your retirement strategy — so you can make informed decisions with greater confidence.
Frequently asked questions
What services does Richard Oxford Financial offer?
Is your consultation free?
Yes, we offer a no-obligation initial consultation to understand your needs.
How often will we meet?
Why should I work with an advisor like Richard Oxford Financial?
As a Registered Investment Advisor (RIA), we are bound by a fiduciary standard, meaning we’re legally required to act in your best interest—unlike broker-dealers who only need to offer “suitable” recommendations.
What is a Roth IRA conversion and how can it benefit me?
A Roth IRA conversion converts assets from a traditional IRA or 401(k) or other tax-deferred retirement account into a Roth IRA. A Roth IRA offers tax-free growth and income. It can also help reduce taxable estates, eliminate required minimum distributions (RMDs) and pass on wealth tax-free to heirs.
What options are there besides a Roth IRA conversion?
Ready to strengthen your financial future?
Schedule a consultation today and take the first step.